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Credit Reporting Reimagined

We leverage alternative data sources to build credit profiles for the underserved, enabling financial access for millions.

The Accentity app showing a creditID score

89% of Africans lack a credit identity

Alternative data can enable $2 trillion in new loans

Financial Inclusion Done Differently

We're on a mission to revolutionise credit reporting in Africa, bridging the gap between traditional financial systems and the untapped potential of millions of creditworthy individuals.

Inclusive AccessOur platform reaches underserved populations, providing financial access where traditional systems fail.
Alternative DataWe leverage non-traditional data sources to create comprehensive credit profiles for everyone.
Reliability AssuredWe collect data in real time providing accurate and up-to-date credit histories.
Smart AnalyticsAdvanced analytics turns complex data into actionable credit insights for lenders and borrowers.

Features

We use cutting edge technology to transform how credit intelligence works in Africa

Data Aggregation

Comprehensive data collection from multiple sources creates fuller financial pictures.

Data API

Easy integration for financial institutions to access our credit intelligence.

Secure Data Handling

Bank-level encryption and privacy controls to protect sensitive financial information.

Equitable Access

Products designed to help the underserved build credit history and access financial services.

How it works

Data CollectionWe gather alternative financial data from various sources including mobile payments, utility bills, and other transactions.
Data AnalysisOur AI analyses patterns in the data to identify creditworthiness indicators unique to African financial behaviours.
Profile CreationWe build comprehensive credit profiles that provide a holistic view of an individual's financial reliability.
Financial AccessFinancial institutions use our credit intelligence to confidently extend services to previously excluded customers.